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61 published guides
Published guides
- Investing & Building Wealth · 6 min read
What Is a 401(k)? A Complete Beginner’s Guide
Learn the basics of what is a 401(k)? a complete beginner’s guide, with examples, questions to ask, and next steps.
Read the guide - Money & Family · 6 min read
529 Plan vs. Custodial Brokerage: Saving for a Child
Learn the basics of 529 plan vs. custodial brokerage: saving for a child, with examples, questions to ask, and next steps.
Read the guide - Investing & Building Wealth · 6 min read
Which Account Should You Fund First?
Learn the basics of which account should you fund first, with examples, questions to ask, and next steps.
Read the guide - Investing & Building Wealth · 13 min read
Taxable vs. Tax-Advantaged Accounts: Where Should Your Money Go?
Learn the basics of taxable vs. tax-advantaged accounts: where should your money go, with examples, questions to ask, and next steps.
Read the guide - Investing & Building Wealth · 6 min read
How to Automate Saving and Investing
Learn the basics of how to automate saving and investing, with examples, questions to ask, and next steps.
Read the guide - Debt & Financial Recovery · 6 min read
Bankruptcy Explained: Debts, Property, Chapter 7 and Chapter 13
Learn the basics of bankruptcy explained: debts, property, chapter 7 and chapter 13, with examples, questions to ask, and next steps.
Read the guide - Taxes & Tax Planning · 6 min read
Business Tax Deductions and Recordkeeping
Learn the basics of business tax deductions and recordkeeping, with examples, questions to ask, and next steps.
Read the guide - Taxes & Tax Planning · 6 min read
Small Business Taxes Explained for New Owners
Learn the basics of small business taxes explained for new owners, with examples, questions to ask, and next steps.
Read the guide - Taxes & Tax Planning · 6 min read
How Much Should a Business Owner Set Aside for Taxes?
Learn the basics of how much should a business owner set aside for taxes, with examples, questions to ask, and next steps.
Read the guide - Taxes & Tax Planning · 6 min read
Legitimate Tax Planning Strategies for Business Owners
Learn the basics of legitimate tax planning strategies for business owners, with examples, questions to ask, and next steps.
Read the guide - Taxes & Tax Planning · 6 min read
Capital Gains, Dividends and Investment Taxes Explained
Learn the basics of capital gains, dividends and investment taxes explained, with examples, questions to ask, and next steps.
Read the guide - Save Smarter · 11 min read
What Is a CD? A Complete Beginner’s Guide to Certificates of Deposit
Understand CD terms, APY, early withdrawal penalties, maturity, ladders, deposit insurance, and how to compare offers.
Read the guide - Debt & Financial Recovery · 6 min read
Where to Get Free and Nonprofit Help With Debt
Learn the basics of where to get free and nonprofit help with debt, with examples, questions to ask, and next steps.
Read the guide - Taxes & Tax Planning · 6 min read
Tax Deductions vs. Tax Credits: What Saves More?
Learn the basics of tax deductions vs. tax credits: what saves more, with examples, questions to ask, and next steps.
Read the guide - Save Smarter · 10 min read
How to Build an Emergency Fund: A Complete Beginner’s Guide
Build an emergency fund in practical stages, choose a savings target, and keep the money accessible when you need it.
Read the guide - Money & Family · 6 min read
How to Talk About Money With Your Household, Including Kids
Learn the basics of how to talk about money with your household, including kids, with examples, questions to ask, and next steps.
Read the guide - Managing Your Money · 6 min read
What to Do When You Get a Raise
Learn the basics of what to do when you get a raise, with examples, questions to ask, and next steps.
Read the guide - Taxes & Tax Planning · 6 min read
Tax Planning for High-Income Households
Learn the basics of tax planning for high-income households, with examples, questions to ask, and next steps.
Read the guide - Protect Your Future · 6 min read
What Is an HSA? Healthcare Savings and Investing Explained
Learn the basics of what is an hsa? healthcare savings and investing explained, with examples, questions to ask, and next steps.
Read the guide - Save Smarter · 10 min read
What Is a High-Yield Savings Account (HYSA)? A Complete Beginner’s Guide
Learn how high-yield savings accounts work, how rates and APY change, and what to check before moving your savings.
Read the guide - Taxes & Tax Planning · 6 min read
How Is Savings Account and CD Interest Taxed?
Learn the basics of how is savings account and cd interest taxed, with examples, questions to ask, and next steps.
Read the guide - Investing & Building Wealth · 6 min read
Investing 101: Stocks, Bonds, Funds and Risk
Learn the basics of investing 101: stocks, bonds, funds and risk, with examples, questions to ask, and next steps.
Read the guide - Investing & Building Wealth · 6 min read
Traditional IRA vs. Roth IRA: What Is Different?
Learn the basics of traditional ira vs. roth ira: what is different, with examples, questions to ask, and next steps.
Read the guide - Protect Your Future · 6 min read
Life Insurance Explained: Protecting People Who Depend on You
Learn the basics of life insurance explained: protecting people who depend on you, with examples, questions to ask, and next steps.
Read the guide - Money & Family · 6 min read
New York 529 Plan Explained: Saving for Education
Learn the basics of new york 529 plan explained: saving for education, with examples, questions to ask, and next steps.
Read the guide - Debt & Financial Recovery · 6 min read
How to Pay Off Debt: APR, Avalanche and Snowball Methods
Learn the basics of how to pay off debt: apr, avalanche and snowball methods, with examples, questions to ask, and next steps.
Read the guide - Managing Your Money · 6 min read
Cash Flow and Budgeting: Know What You Can Spend
Learn the basics of cash flow and budgeting: know what you can spend, with examples, questions to ask, and next steps.
Read the guide - Investing & Building Wealth · 6 min read
What Is a Roth IRA? A Beginner’s Guide
Learn the basics of what is a roth ira? a beginner’s guide, with examples, questions to ask, and next steps.
Read the guide - Investing & Building Wealth · 6 min read
Traditional 401(k) vs. Roth 401(k): Taxes Now or Later?
Learn the basics of traditional 401(k) vs. roth 401(k): taxes now or later, with examples, questions to ask, and next steps.
Read the guide - Taxes & Tax Planning · 6 min read
Tax Brackets Explained: Why a Raise Does Not Tax All Your Income More
Learn the basics of tax brackets explained: why a raise does not tax all your income more, with examples, questions to ask, and next steps.
Read the guide - Taxes & Tax Planning · 6 min read
Tax Planning vs. Tax Preparation: Why the Difference Matters
Learn the basics of tax planning vs. tax preparation: why the difference matters, with examples, questions to ask, and next steps.
Read the guide - Taxes & Tax Planning · 6 min read
Taxes Explained: Federal, State and Payroll Taxes
Learn the basics of taxes explained: federal, state and payroll taxes, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
What Is an Estate?
Learn the basics of what is an estate, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
What Is a Will and Why Might You Need One?
Learn the basics of what is a will and why might you need one, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
What Happens to Your Money When You Die?
Learn the basics of what happens to your money when you die, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
What Happens If You Die Without a Will?
Learn the basics of what happens if you die without a will, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
What Is Probate? A Beginner’s Guide
Learn the basics of what is probate? a beginner’s guide, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
Wills vs. Trusts: What’s the Difference?
Learn the basics of wills vs. trusts: what’s the difference, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 4 min read
What Is a Power of Attorney?
Learn the basics of what is a power of attorney, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 4 min read
Healthcare Proxy vs. Living Will: What’s the Difference?
Learn the basics of healthcare proxy vs. living will: what’s the difference, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
What Is a Prenup? A Practical Guide for Couples
Learn the basics of what is a prenup? a practical guide for couples, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 4 min read
Should You Combine Finances After Marriage?
Learn the basics of should you combine finances after marriage, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 4 min read
The Financial Checklist Before Getting Married
Learn the basics of the financial checklist before getting married, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
What Happens to Money and Debt During Divorce?
Learn the basics of what happens to money and debt during divorce, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
What Happens to Your Debt When You Die?
Learn the basics of what happens to your debt when you die, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
Estate Taxes vs. Inheritance Taxes: What’s the Difference?
Learn the basics of estate taxes vs. inheritance taxes: what’s the difference, with examples, questions to ask, and next steps.
Read the guide - Life, Marriage & Estate Planning · 5 min read
How to Prepare Your Family Financially for Your Death
Learn the basics of how to prepare your family financially for your death, with examples, questions to ask, and next steps.
Read the guide - Choosing Financial Help · 14 min read
Financial Coach vs. Financial Advisor: What's the Difference?
Understand what financial coaches, investment advisers, brokers, and financial planners do, how they are paid, and how to decide what help you need.
Read the guide - Choosing Financial Help · 14 min read
How Much Does a Financial Coach Cost? A Complete Beginner's Guide
Learn how financial coaching prices work, what you receive, questions to ask, and when free nonprofit help may be a better choice.
Read the guide - Home Buying, Renting & Mortgages · 8 min read
Buying Your First Home: A Complete Beginner’s Guide
Understand each stage of buying a home, from checking your budget to receiving the keys.
Read the guide - Home Buying, Renting & Mortgages · 6 min read
Closing Costs Explained: What Buyers Often Forget
See which expenses come due at closing and how to compare lender fees.
Read the guide - Home Buying, Renting & Mortgages · 6 min read
How Much Do You Need for a Down Payment?
Learn what a down payment does, what mortgage insurance means, and how to preserve cash.
Read the guide - Home Buying, Renting & Mortgages · 6 min read
The Hidden Costs of Homeownership
Plan for costs beyond the mortgage so buying does not derail your other goals.
Read the guide - Home Buying, Renting & Mortgages · 6 min read
How Much House Can You Actually Afford?
Understand your real housing budget before accepting a lender’s maximum approval.
Read the guide - Home Buying, Renting & Mortgages · 6 min read
What Is Home Equity and How Does It Work?
Understand home equity, second mortgages, HELOCs, and the risks of borrowing against a home.
Read the guide - Home Buying, Renting & Mortgages · 6 min read
Pay Off Your Mortgage Early or Invest?
Compare guaranteed interest savings against uncertain investment growth and the need for cash reserves.
Read the guide - Home Buying, Renting & Mortgages · 6 min read
Mortgage Rates and APR Explained
Learn the difference between interest rate, APR, points, and rate locks.
Read the guide - Home Buying, Renting & Mortgages · 6 min read
Property Taxes, Homeowners Insurance, and Escrow Explained
Understand why your housing payment can change even with a fixed-rate mortgage.
Read the guide - Home Buying, Renting & Mortgages · 6 min read
What Happens When You Refinance a Mortgage?
Learn when replacing a mortgage can help and why a lower payment can sometimes cost more.
Read the guide - Home Buying, Renting & Mortgages · 7 min read
Rent vs. Buy: Which Makes More Financial Sense?
Understand why renting is not wasted money and why buying is not automatically the better investment.
Read the guide - Home Buying, Renting & Mortgages · 6 min read
What Is a Mortgage and How Does It Work?
Learn why mortgage payments change over time and why the advertised payment is not the whole cost.
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