Investment Fee Calculator
See how much a yearly investment fee can cost you over time, compared with a low-cost fund.
Private by design. Calculations stay in this page; your inputs aren’t sent or saved.
Start with your numbers
Compare the same savings at two yearly fee levels, such as a 1% advisory fee versus a 0.05% index fund. Fees come out every year, so the gap grows over time.
Hypothetical example. It subtracts each fee from the same yearly return and assumes deposits at the end of each month, with no taxes or trading costs. Real returns vary, and past returns don't predict future ones.
How it works
Understand the estimate
These tools provide educational estimates only and are not personalized investment, tax, legal, or financial advice. Results depend on assumptions and may differ from actual outcomes.
Fees come out of your account every year, so you lose the fee and the growth that money would have earned. The calculator subtracts each fee from the same yearly return and compares where you end up.
Want to learn about fee types and simple low-cost funds? Read What investment fees really cost.